What to tell an insurance agent if in an auto accident
- Never blatantly give false testimony. It will do much more damage down the road then admitting to any fact you think may be unfavorable.
- Make sure to choose your words wisely.
- If you are unsure then you should say just that, “I am unsure.”
- Keep your comments short and concise focusing on specific facts rather then what you think was happening.
- If you have no symptoms: Say that you “have not experienced any unusual symptoms up until the present time,” this is actually the most truthful and appropriate answer because you really do not know what has happened on the inside of your body that may at some time in the future become symptomatic.
- Never admit that you were not injured! Most accidents do involve some degree of permanent injury that if not symptomatic goes undetected only to show up months or years down the road in chronic degenerative spinal conditions that are symptomatic and more complicated then if they had been discovered soon after the accident.
– Matthew C. Ferris is a chiropractic physician and clinical accident director at Health Connections in Fishers, Indiana. Dr. Ferris has a Diplomat with the American Academy of Medical Legal Professionals and has also completed certification in Whiplash and Brain Traumatology from the Spine Research Institute of San Diego. If you have a question or would like a no charge consultation in relation to an auto accident, you can call 317-585-9111 or visit www.hcfishers.com.